Debt Negotiation – How to Negotiate Your Debt to Less Than You Should Pay

One of the best ways to get out of debt is to owe less money. Wouldn’t that be nice? Wouldn’t it be nice if the credit card companies you owed money to said “that is okay, you can pay us less?” Well guess what? They aren’t going to outright suggest it themselves, but there are ways that you can do a debt negotiation; negotiate until they agree to settle for less money than what you actually owe.

Here are some helpful tips for you to get started:

Seek assistance from a professional debt negotiation company: Yes you can always try and negotiate your debt for less yourself, but this can take time, a lot of speaking to different people, and it can be a major hassle. Moreover, your case worker is likely to have years of experience; they are familiar with debt laws and they have negotiated many similar deals with credit card companies. This tends to produce the best results. Rarely does a debt negotiation company accept anything less than a 40% reduction in debt.

If you want to handle the negotiations yourself, keep these points in mind: You aren’t a professional and you are likely to make many mistakes; it is important to stay calm. It isn’t in your best interest to play the drama card too much or to erupt in a fit of rage. Debt settlement companies are successful because they are convincing and professional, you want to be the same way. If things aren’t going your way, consider playing the bankruptcy card because it does hold a lot of power.

In short, you are likely to see the highest reduction or elimination of your debt when being represented by a professional during the debt negotiation process. To find that professional company or program, let a debt relief network help by visiting their online website.

Presenting With Fire Pits

Smart business owners have a keen understanding of the things that matter. If you are going to run a sustainable business over the long term, then you will need to focus on a few key concepts. A good business will present itself well to prospective clients and other businesses. When you get a chance to showcase your products or make a pitch to some other business, it is important to put on a quality presentation. What makes a solid presentation? Preparedness, professionalism, and the willingness to use technology to your advantage are three important starting points.

Technology is your friend
Whether you are a business marketing a new fire pit or some kind of medical equipment, the simple fact remains the same. The way that you present your company will go a long way to determining if people pay attention to you. If you are willing to use technology, your presentation can take off. Audio and visual elements give prospective clients a much better idea of what you have going on. They can actually engage in the presentation, rather than just sit and watch. When they are engaged, you have a much better shot at getting your company’s point across.

The confident approach
You must know, without a shadow of doubt, that your fire pit is the best on the market. Even if there are better products out there, you must exude confidence that is readily apparent to your customers. They will take cues from you on this point. When giving a presentation, the way you carry yourself impacts perception of your message. If the audience believes that you are a good person and if they identify with your core values, then they will give your message a chance. If you lack this confidence, people will know it and your fire pit won’t get the reception that it deserves.

Ultimately, being prepared and approaching the presentation with confidence is a huge part of the battle. When you know what you intend to say and you believe in your message, people will feel that. Add in some good technology and your presentation can go from mundane to influential. The idea is to convince people and using the art of persuasion will win major points. Be excited, put your best foot forward, and chances are good that your prospective fire pit idea will receive a positive reception from those in your audience.

Using Visual Aids and Props for Giving More Powerful Presentations

Visual aids and props can go a long way in lending interest and depth to your presentation. Many people are highly visual in nature. “Did you see that!” Audiences tend to remember visually presented information more clearly and in more detail. If you’re still a bit nervous, a small “prop” will help you to keep your hands “busy”, so you can avoid a number of unconscious “nervous habits”. Some props and visual aids I’ve found useful during my presentations include these items.

Small stuffed animals

I’ve used “Winnie the Pooh”, “Tigger” and “Piglet” on more occasions than I can count. I also have successfully used “generic” stuffed rabbits, frogs, puppies and mice. Be creative and imaginative in coming up with ways to use them to help make your point and your audiences will eat it up.

Hand outs

Hand outs are still an effective means of keeping your audience in tow. Use them to reinforce your main points, as an outline for your audience to follow your presentation and as additional information they can take away. If you have additional services or a product to offer, be sure to include a flyer as part of your handout package. I’ve actually had seminar attendees almost literally fight over handouts, climbing over one another in their quest to get the handout package.

Photographs

Photographs make great visual aids – When I recently gave presentations to group of fellow teachers, I included slides which not only quoted some of them but used a photo of them as well. In another presentation, I used a collage of photos to illustrate the upcoming themes and topics of my presentation. One of my most memorable “Thank You for attending” slides featured a collage of photos I’d taken previously of persons who were in the audience. Needless to say, it went over quite well.

Charts and graphs

Charts and graphs put verbal information into a visual form that is much more easily digested and remembered by audiences. They can also add a more colorful dimension to your presentation statistics and key facts.

Demonstrations

By all means don’t miss an opportunity to include a short demonstration in your presentation. Use volunteers from the audience, mini-competitions, etc. to deeply involve attendees of your presentation. It’ll be all the more memorable not only for them, but for their fellow attendees as well. Have them give a brief comment, relate an experience or offer up a relevant anecdote during your presentation. Ask for volunteers, “Has anyone had an experience with …” or “Has this ever happened to anyone here?” I always get at least a couple of eager volunteers. They sure can liven things up.

Video

Video is a marvelous tool that is being included more and more into all kinds of presentations. Digital video clips needn’t be lengthy or excessively large and can be inserted into a Power Point slide. These include full color, motion and sound to introduce, illustrate or deepen a key point. Their use should be controlled if not limited as they can cause “technical problems” if the equipment you’re using isn’t yours. A differently configured computer can wreak havoc on your carefully crafted presentation.

Don’t leave out sound

Don’t leave out sound in your presentations either. Some ideas include using a bell, whistle, rattle, Kazoo, slide whistle, flute, rhythm sticks or some other little noise maker. Leave the Klaxon horns and foghorns for New Year’s Eve. Sound can be used as prompts for attention-getting, cueing slides or activities or audience participation – “Now at the sound of the bell, everybody say …

Use more audio visual aids and props in your presentations. You too will then have more attendees approaching after your presentation to shake your hand and say, “Thanks, I really enjoyed your presentation.”